Fair Isaac
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Q3 FY26 Apr 1 – Jun 30, 2026
The numbers behind the diagram
| Item | Value | Share of revenue | Year over year |
|---|---|---|---|
| Revenue | 0.67 | 100% | +26% |
| Scores products | 0.46 | 68% | +41% |
| On premises | 0.20 | 29% | +5% |
| Technology service | 0.02 | 3% | −24% |
| Cost of revenue | −0.09 | 13% | |
| Gross profit | 0.59 | 87% margin | +3pp |
| R&D | −0.05 | 8% | −1pp |
| SG&A | −0.17 | 25% | −1pp |
| Operating profit | 0.36 | 54% margin | +5pp |
| Interest & other costs | −0.05 | ||
| Tax | −0.08 | ||
| Net profit | 0.24 | 35% margin | +1pp |
| Item | Value | Share of revenue | Year over year |
|---|---|---|---|
| Revenue | 0.69 | 100% | +39% |
| Scores products | 0.48 | 69% | +60% |
| On premises | 0.20 | 29% | +8% |
| Technology service | 0.02 | 2% | −2% |
| Cost of revenue | −0.09 | 13% | |
| Gross profit | 0.60 | 87% margin | +4pp |
| R&D | −0.05 | 8% | −1pp |
| SG&A | −0.14 | 21% | −3pp |
| Operating profit | 0.40 | 58% margin | +9pp |
| Interest & other costs | −0.05 | ||
| Tax | −0.09 | ||
| Net profit | 0.26 | 38% margin | +6pp |
| Item | Value | Share of revenue | Year over year |
|---|---|---|---|
| Revenue | 0.51 | 100% | +16% |
| Scores products | 0.31 | 59% | +29% |
| On premises | 0.19 | 37% | +1% |
| Technology service | 0.02 | 4% | +5% |
| Cost of revenue | −0.09 | 17% | |
| Gross profit | 0.43 | 83% margin | +3pp |
| R&D | −0.05 | 10% | −1pp |
| SG&A | −0.14 | 27% | −2pp |
| Operating profit | 0.23 | 46% margin | +5pp |
| Interest & other costs | −0.04 | ||
| Tax | −0.03 | ||
| Net profit | 0.16 | 31% margin | −4pp |
| Item | Value | Share of revenue | Year over year |
|---|---|---|---|
| Revenue | 0.52 | 100% | +14% |
| Scores products | 0.31 | 61% | +25% |
| On premises | 0.18 | 35% | +0% |
| Technology service | 0.02 | 4% | −5% |
| Cost of revenue | −0.09 | 18% | |
| Gross profit | 0.43 | 82% margin | +2pp |
| R&D | −0.05 | 10% | +0pp |
| SG&A | −0.13 | 24% | −3pp |
| Other | −0.01 | 2% | +0pp |
| Operating profit | 0.24 | 46% margin | +3pp |
| Interest & other costs | −0.04 | ||
| Tax | −0.05 | ||
| Net profit | 0.16 | 30% margin | +0pp |
| Item | Value | Share of revenue | Year over year |
|---|---|---|---|
| Revenue | 0.54 | 100% | +20% |
| Scores products | 0.32 | 60% | +34% |
| On premises | 0.19 | 35% | +2% |
| Technology service | 0.02 | 5% | +7% |
| Cost of revenue | −0.09 | 16% | |
| Gross profit | 0.45 | 84% margin | +3pp |
| R&D | −0.05 | 9% | −1pp |
| SG&A | −0.14 | 26% | −2pp |
| Operating profit | 0.26 | 49% margin | +6pp |
| Interest & other costs | −0.03 | ||
| Tax | −0.06 | ||
| Net profit | 0.18 | 34% margin | +6pp |
Financial health
The balance sheet, the quarter's capital flow, the debt schedule and the capital structure of the quarter shown above.
The balance sheet, capital flow, debt schedule and capital structure open with a free account.
Quarter by quarter
Every set of results we hold, newest first. Open one on its own page. The arrow beside a quarter shows it in the diagram above.
| Quarter | Period | Reported | Revenue | Year over year | Operating margin | Net profit | Net margin |
|---|---|---|---|---|---|---|---|
| Q3 FY26 Apr 1 – Jun 30, 2026 reported Jul 29, 2026 Operating margin 54% Net profit $0.24B | Apr 1 – Jun 30, 2026 | Jul 29, 2026 | $0.67B | +26% | 54% | $0.24B | 35% |
| Q2 FY26 Jan 1 – Mar 31, 2026 reported Apr 28, 2026 Operating margin 58% Net profit $0.26B | Jan 1 – Mar 31, 2026 | Apr 28, 2026 | $0.69B | +39% | 58% | $0.26B | 38% |
| Q1 FY26 Oct 1 – Dec 31, 2025 reported Jan 28, 2026 Operating margin 46% Net profit $0.16B | Oct 1 – Dec 31, 2025 | Jan 28, 2026 | $0.51B | +16% | 46% | $0.16B | 31% |
| Q4 FY25 Jul 1 – Sep 30, 2025 reported Nov 7, 2025 Operating margin 46% Net profit $0.16B | Jul 1 – Sep 30, 2025 | Nov 7, 2025 | $0.52B | +14% | 46% | $0.16B | 30% |
| Q3 FY25 Apr 1 – Jun 30, 2025 reported Jul 30, 2025 Operating margin 49% Net profit $0.18B | Apr 1 – Jun 30, 2025 | Jul 30, 2025 | $0.54B | +20% | 49% | $0.18B | 34% |
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