What the executives and directors of Cincinnati Financial actually did with their own shares, decoded from three years of SEC Form 4 filings.
The tape: three years of insider trades
Every marker sits at the exact price reported on the Form 4. The line is the monthly median of all prices insiders reported, so the chart needs no market feed; the gray strip is routine flow (vestings, tax withholding, gifts) that headlines love to miscount as selling.
Where the shares went, last 12 months
Every Form 4 movement decomposed: what flowed in (grants, vested equity, purchases) and what flowed out (tax withholding, plan sales, discretionary sales, gifts). Counted in shares, because grants carry no price.
Skin in the game
Directly held shares as reported after each trade, indexed to 100 five years back. Direct holdings only: trust and family-entity positions are per-entity in the filings and do not sum honestly, so this chart refuses to guess. The steps are the trades.
Who holds what
| Insider | Role | Shares held | Buys 12 m | Sales 12 m |
|---|---|---|---|---|
| Schiff Charles Odell | Director | 920.2K | — | $1.9M |
| WEBB LARRY R | Director | 277.7K | — | — |
| JOHNSTON STEVEN J Chairman | Officer | 196.5K | — | — |
| Sewell Michael J CFO, EVP & Treasurer | CFO | 150.3K | — | — |
| KELLINGTON JOHN S EVP, Chief Info Off. -Sub | Officer | 144.6K | — | — |
| Debbink Dirk J | Director | 93.2K | $317K | — |
| Brown Roger A Sr VP, COO - Subsidiary | COO | 81.7K | — | — |
| Cracas Teresa C Sr VP, Chief Risk Off. - Sub | Officer | 67.8K | — | — |
| Spray Stephen M President & CEO | CEO | 64.6K | — | — |
| Skidmore Douglas S | Director | 50.8K | — | — |
| Love Lisa Anne EVP/CLO & Corp Secy | Officer | 49.9K | — | — |
| Doyle Donald J Jr Sr Vice President - Subsidiary | Officer | 46.6K | — | — |
| Osborn David P | Director | 44.6K | — | — |
| Hoffer Theresa A Sr Vice President - Subsidiary | Officer | 41.9K | — | — |
Open-market trade log
| Date | Insider | Type | Shares | Price | Value |
|---|---|---|---|---|---|
| 2026-08-03 | Schiff Charles Odell (Director) | Discretionary sale | 7,600 | $175.40 | $1.3M |
| 2026-02-11 | Debbink Dirk J (Director) | Open-market buy | 1,000 | $162.58 | $163K |
| 2025-12-03 | WILKINS EDWARD SCOTT (Director) | Open-market buy | 140 | $163.77 | $23K |
| 2025-10-28 | Debbink Dirk J (Director) | Open-market buy | 1,000 | $153.98 | $154K |
| 2025-08-15 | Schiff Charles Odell (Director) | Discretionary sale | 3,500 | $153.54 | $537K |
| 2025-02-21 | Benacci Nancy Cunningham (Director) | Open-market buy | 1,000 | $136.16 | $136K |
| 2024-12-03 | Debbink Dirk J (Director) | Open-market buy | 1,000 | $157.19 | $157K |
| 2024-07-31 | Schiff Charles Odell (Director) | Discretionary sale | 6,000 | $130.44 | $783K |
| 2024-04-29 | Debbink Dirk J (Director) | Open-market buy | 1,000 | $113.47 | $113K |
| 2024-04-29 | Osborn David P (Director) | Open-market buy | 2,000 | $111.64 | $223K |
| 2023-12-05 | Debbink Dirk J (Director) | Open-market buy | 2,000 | $102.98 | $206K |
| 2023-10-30 | Debbink Dirk J (Director) | Open-market buy | 1,000 | $98.78 | $99K |
| 2023-09-12 | Benacci Nancy Cunningham (Director) | Open-market buy | 1,000 | $106.57 | $107K |
| 2023-06-01 | Aaron Thomas J (Director) | Open-market buy | 500 | $97.17 | $49K |
| 2023-05-25 | Debbink Dirk J (Director) | Open-market buy | 1,000 | $98.39 | $98K |
| 2023-05-17 | Schiff Charles Odell (Director) | Discretionary sale | 20K | $102.74 | $2.1M |
| 2022-12-06 | Debbink Dirk J (Director) | Open-market buy | 1,000 | $106.13 | $106K |
| 2022-09-01 | Skidmore Douglas S (Director) | Open-market buy | 565 | $96.76 | $55K |
| 2022-08-03 | Aaron Thomas J (Director) | Open-market buy | 1,030 | $96.33 | $99K |
| 2022-07-29 | Debbink Dirk J (Director) | Open-market buy | 510 | $96.66 | $49K |
| 2022-07-29 | Osborn David P (Director) | Open-market buy | 1,000 | $97.69 | $98K |
| 2022-05-20 | Debbink Dirk J (Director) | Open-market buy | 410 | $120.67 | $49K |
| 2022-05-12 | Schiff Charles Odell (Director) | Discretionary sale | 12.5K | $123.08 | $1.5M |
| 2022-03-03 | Debbink Dirk J (Director) | Open-market buy | 400 | $123.28 | $49K |
| 2022-03-03 | Aaron Thomas J (Director) | Open-market buy | 200 | $123.98 | $25K |
| 2021-11-29 | Debbink Dirk J (Director) | Open-market buy | 855 | $116.81 | $100K |
| 2021-08-09 | Debbink Dirk J (Director) | Open-market buy | 419 | $118.73 | $50K |
| 2021-05-14 | Schiff Charles Odell (Director) | Discretionary sale | 10.1K | $119.82 | $1.2M |
| 2021-02-12 | Debbink Dirk J (Director) | Open-market buy | 383 | $91.60 | $35K |
| 2020-11-16 | Aaron Thomas J (Director) | Open-market buy | 2,500 | $79.68 | $199K |
| 2020-11-06 | Debbink Dirk J (Director) | Open-market buy | 500 | $74.84 | $37K |
| 2020-11-04 | Debbink Dirk J (Director) | Open-market buy | 500 | $71.56 | $36K |
| 2020-07-30 | Aaron Thomas J (Director) | Open-market buy | 1,000 | $79.01 | $79K |
| 2020-07-29 | Cracas Teresa C (Officer) | Discretionary sale | 10K | $82.82 | $828K |
| 2020-07-29 | Cracas Teresa C (Officer) | Discretionary sale | 90K | $82.78 | $7.5M |
| 2020-04-29 | Skidmore Douglas S (Director) | Open-market buy | 3,500 | $72.51 | $254K |
| 2020-04-29 | Debbink Dirk J (Director) | Open-market buy | 2,000 | $72.25 | $145K |
| 2020-03-12 | Debbink Dirk J (Director) | Open-market buy | 1,150 | $85.10 | $98K |
| 2020-03-11 | Skidmore Douglas S (Director) | Open-market buy | 2,745 | $91.00 | $250K |
| 2020-03-02 | Aaron Thomas J (Director) | Open-market buy | 1,010 | $98.56 | $100K |
| 2020-02-28 | Debbink Dirk J (Director) | Open-market buy | 268 | $93.24 | $25K |
| 2020-02-12 | Doyle Donald J Jr (Officer) | Discretionary sale | 785 | $114.66 | $90K |
| 2019-11-29 | Debbink Dirk J (Director) | Open-market buy | 374 | $107.05 | $40K |
| 2019-08-16 | Debbink Dirk J (Director) | Open-market buy | 182 | $109.70 | $20K |
| 2019-02-15 | Debbink Dirk J (Director) | Open-market buy | 351 | $85.48 | $30K |
| 2018-05-11 | Debbink Dirk J (Director) | Open-market buy | 278 | $71.88 | $20K |
| 2018-05-07 | Osborn David P (Director) | Open-market buy | 370 | $70.16 | $26K |
| 2018-02-09 | Skidmore Douglas S (Director) | Open-market buy | 650 | $70.65 | $46K |
| 2017-12-01 | Debbink Dirk J (Director) | Open-market buy | 134 | $74.52 | $10K |
| 2017-08-11 | Debbink Dirk J (Director) | Open-market buy | 127 | $79.00 | $10K |
| 2017-05-19 | Debbink Dirk J (Director) | Open-market buy | 145 | $69.04 | $10K |
| 2017-05-08 | Osborn David P (Director) | Open-market buy | 1,925 | $70.00 | $135K |
| 2017-02-24 | Debbink Dirk J (Director) | Open-market buy | 136 | $73.49 | $10K |
| 2016-12-05 | Doyle Donald J Jr (Officer) | Discretionary sale | 100 | $76.69 | $8K |
| 2016-12-05 | Doyle Donald J Jr (Officer) | Discretionary sale | 2,900 | $76.69 | $222K |
| 2016-12-02 | Debbink Dirk J (Director) | Open-market buy | 130 | $76.88 | $10K |
| 2016-11-04 | Osborn David P (Director) | Open-market buy | 500 | $68.44 | $34K |
| 2016-08-19 | Debbink Dirk J (Director) | Open-market buy | 132 | $76.00 | $10K |
| 2016-06-03 | Debbink Dirk J (Director) | Open-market buy | 144 | $69.49 | $10K |
| 2015-12-04 | Debbink Dirk J (Director) | Open-market buy | 163 | $61.49 | $10K |
“Since trade” compares with the latest insider-implied price, not a market quote; this site carries no market data by design.
Filing hygiene
How to read this
A Form 4 transaction code decides everything. P is an open-market purchase and S an open-market sale; those two are the only codes where an insider chose to trade. A is a grant, M an option exercise or vesting, F shares withheld to cover tax, G a gift. Most “insiders dumped billions” headlines are code F and M mechanics.
Sales flagged 10b5-1 run on a plan the insider adopted in advance; since 2023 every Form 4 carries that flag. Buys have historically predicted returns, sales mostly have not, and this page states filings, not advice.