FINHUB Insights

Hartford Q4 FY25: where the revenue came from and where it went

The whole income statement of Hartford for this quarter, as one diagram: what earned the revenue, and what it went on.

Period
Oct 1 – Dec 31, 2025
Reported
Feb 20, 2026 10-K accession 0000874766-26-000012

Revenue$7.61B +11% year over year
Operating profit$1.49B 20% margin
Net profit$1.13B 15% margin
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The numbers

All figures in billions of U.S. dollars, for Q4 FY25 (period ends Dec 31, 2025).
ItemValueShare of revenueYear over year
Revenue 7.61 100% +11%
Employee benefits 7.14 94%
Other revenue 0.25 3%
Corporate 0.15 2%
Property 0.07 1%
Operating expenses−6.13 80%
Claims & benefits−3.7349%−6pp
Policy acquisition−0.658%+0pp
Interest−0.051%+0pp
Other−1.7022%+0pp
Operating profit1.4920% margin+4pp
Interest & other costs−0.06
Tax−0.30
Net profit1.13 15% margin+2pp

Figures are rounded to the precision shown, so a column can differ slightly from its own total.

Source of the numbers: tables in the filing (10-K). The diagram is generated automatically and checked against EDGAR before release. The fourth quarter has no column of its own in an annual report, so it is the full year minus the first nine months. How we calculate it → About and methodology.

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