U.S. Bancorp Q4 FY25: where the revenue came from and where it went
The whole income statement of U.S. Bancorp for this quarter, as one diagram: what earned the revenue, and what it went on.
- Period
- Oct 1 – Dec 31, 2025
- Reported
- Feb 23, 2026
Revenue$7.37B
+5% year over year
Operating profit$2.53B
34% margin
Net profit$2.05B
28% margin
The numbers
| Item | Value | Share of revenue | Year over year |
|---|---|---|---|
| Revenue | 7.37 | 100% | +5% |
| Operating expenses | −4.83 | 66% | |
| Compensation | −2.53 | 34% | −3pp |
| Occupancy | −0.32 | 4% | +0pp |
| Professional services | −0.14 | 2% | +0pp |
| Technology | −0.58 | 8% | +0pp |
| Marketing | −0.19 | 3% | +0pp |
| Credit provisions | −0.58 | 8% | +0pp |
| Other | −0.49 | 7% | +0pp |
| Operating profit | 2.53 | 34% margin | +4pp |
| Tax | −0.49 | ||
| Net profit | 2.05 | 28% margin | +4pp |
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