Visa Q4 FY26: where the revenue came from and where it went
The whole income statement of Visa for this quarter, as one diagram: what earned the revenue, and what it went on.
- Period
- Jul 1 – Sep 30, 2026
Revenue$12.1B
+13% year over year
Gross profit$8.1B
67% margin
Operating profit$7.3B
60% margin
Net profit$6.0B
49% margin
The numbers
| Item | Value | Share of revenue | Year over year |
|---|---|---|---|
| Revenue | 12.1 | 100% | +13% |
| International | 7.2 | 60% | |
| U.S. | 4.4 | 36% | |
| Other | 0.5 | 4% | |
| Cost of revenue | −4.0 | 33% | |
| Gross profit | 8.1 | 67% margin | +4pp |
| G&A | −0.8 | 7% | +2pp |
| Operating profit | 7.3 | 60% margin | +2pp |
| Other income, net | 0.1 | ||
| Tax | −1.4 | ||
| Net profit | 6.0 | 49% margin | +2pp |
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