Jack Henry & Associates
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Q4 FY26 Apr 1 – Jun 30, 2026
The numbers behind the diagram
| Item | Value | Share of revenue | Year over year |
|---|---|---|---|
| Revenue | 0.64 | 100% | +5% |
| Payments | 0.23 | 36% | |
| Core | 0.20 | 31% | |
| Complementary | 0.19 | 29% | |
| Corporate services | 0.02 | 3% | |
| Other | 0.01 | 1% | |
| Cost of revenue | −0.37 | 57% | |
| Gross profit | 0.27 | 43% margin | −2pp |
| R&D | −0.05 | 8% | +1pp |
| SG&A | −0.09 | 13% | +2pp |
| Operating profit | 0.14 | 21% margin | −4pp |
| Tax | −0.03 | ||
| Net profit | 0.11 | 17% margin | −3pp |
| Item | Value | Share of revenue | Year over year |
|---|---|---|---|
| Revenue | 0.64 | 100% | +9% |
| Processing | 0.27 | 43% | +7% |
| Private public cloud | 0.21 | 33% | +9% |
| Product delivery & service | 0.08 | 12% | +35% |
| On premise support | 0.08 | 12% | −4% |
| Cost of revenue | −0.36 | 57% | |
| Gross profit | 0.27 | 43% margin | +1pp |
| R&D | −0.05 | 7% | +0pp |
| SG&A | −0.07 | 11% | +0pp |
| Operating profit | 0.16 | 24% margin | +1pp |
| Other income, net | <0.01 | ||
| Tax | −0.04 | ||
| Net profit | 0.12 | 19% margin | +0pp |
| Item | Value | Share of revenue | Year over year |
|---|---|---|---|
| Revenue | 0.62 | 100% | +8% |
| Processing | 0.27 | 44% | +9% |
| Private public cloud | 0.20 | 33% | +8% |
| On premise support | 0.08 | 13% | −1% |
| Product delivery & service | 0.06 | 10% | +14% |
| Cost of revenue | −0.35 | 57% | |
| Gross profit | 0.27 | 43% margin | +1pp |
| R&D | −0.04 | 7% | +0pp |
| SG&A | −0.07 | 11% | −3pp |
| Operating profit | 0.16 | 26% margin | +4pp |
| Other income, net | 0.01 | ||
| Tax | −0.04 | ||
| Net profit | 0.13 | 20% margin | +3pp |
| Item | Value | Share of revenue | Year over year |
|---|---|---|---|
| Revenue | 0.65 | 100% | +7% |
| Processing | 0.27 | 42% | +10% |
| Private public cloud | 0.20 | 30% | +7% |
| On premise support | 0.11 | 16% | −10% |
| Product delivery & service | 0.08 | 12% | +31% |
| Cost of revenue | −0.35 | 54% | |
| Gross profit | 0.30 | 46% margin | +3pp |
| R&D | −0.04 | 6% | −1pp |
| SG&A | −0.07 | 11% | +0pp |
| Operating profit | 0.18 | 29% margin | +3pp |
| Other income, net | 0.01 | ||
| Tax | −0.05 | ||
| Net profit | 0.14 | 22% margin | +2pp |
| Item | Value | Share of revenue | Year over year |
|---|---|---|---|
| Revenue | 0.62 | 100% | +10% |
| License & service | 0.35 | 57% | +11% |
| Processing | 0.26 | 43% | +9% |
| Cost of revenue | −0.34 | 56% | |
| Gross profit | 0.27 | 44% margin | +3pp |
| R&D | −0.04 | 7% | +0pp |
| SG&A | −0.07 | 12% | +0pp |
| Operating profit | 0.16 | 25% margin | +3pp |
| Other income, net | <0.01 | ||
| Tax | −0.03 | ||
| Net profit | 0.13 | 21% margin | +3pp |
Financial health
The balance sheet, the quarter's capital flow, the debt schedule and the capital structure of the quarter shown above.
The balance sheet, capital flow, debt schedule and capital structure open with a free account.
Quarter by quarter
Every set of results we hold, newest first. Open one on its own page. The arrow beside a quarter shows it in the diagram above.
| Quarter | Period | Reported | Revenue | Year over year | Operating margin | Net profit | Net margin |
|---|---|---|---|---|---|---|---|
| Q4 FY26 Apr 1 – Jun 30, 2026 reported Aug 28, 2026 Operating margin 21% Net profit $0.11B | Apr 1 – Jun 30, 2026 | Aug 28, 2026 | $0.64B | +5% | 21% | $0.11B | 17% |
| Q3 FY26 Jan 1 – Mar 31, 2026 reported May 7, 2026 Operating margin 24% Net profit $0.12B | Jan 1 – Mar 31, 2026 | May 7, 2026 | $0.64B | +9% | 24% | $0.12B | 19% |
| Q2 FY26 Oct 1 – Dec 31, 2025 reported Feb 6, 2026 Operating margin 26% Net profit $0.13B | Oct 1 – Dec 31, 2025 | Feb 6, 2026 | $0.62B | +8% | 26% | $0.13B | 20% |
| Q1 FY26 Jul 1 – Sep 30, 2025 reported Nov 7, 2025 Operating margin 29% Net profit $0.14B | Jul 1 – Sep 30, 2025 | Nov 7, 2025 | $0.65B | +7% | 29% | $0.14B | 22% |
| Q4 FY25 Apr 1 – Jun 30, 2025 reported Aug 25, 2025 Operating margin 25% Net profit $0.13B | Apr 1 – Jun 30, 2025 | Aug 25, 2025 | $0.62B | +10% | 25% | $0.13B | 21% |
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