Jack Henry & Associates

JKHY · Financials · Market cap $11.0B

Q3 FY26 Mar 31, 2026 reported May 7, 2026

Revenue$0.6B +9% year over year

Gross profit$0.3B

Operating profit$0.2B

Net profit$0.1B 19% margin

Numbers and detail

All figures in billions of U.S. dollars, for Q3 FY26 (period ends Mar 31, 2026).
Item	Value	Share of revenue	Year over year
Revenue	0.6	100%	+9%
Processing	0.3	50%	+7%
Private Public Cloud	0.2	33%	+9%
Product Delivery and Service	0.1	17%	+35%
On Premise Support	0.1	17%	−4%
Cost of revenue	−0.4	67%
Gross profit	0.3	43% margin	+1pp
Research & development	−0	7%	+0pp
SG&A	−0.1	11%	+0pp
Operating profit	0.2	24% margin	+1pp
Net profit	0.1	19%	+0pp

All figures in billions of U.S. dollars, for Q2 FY26 (period ends Dec 31, 2025).
Item	Value	Share of revenue	Year over year
Revenue	0.6	100%	+8%
Processing	0.3	50%	+9%
Private Public Cloud	0.2	33%	+8%
On Premise Support	0.1	17%	−1%
Product Delivery and Service	0.1	17%	+14%
Cost of revenue	−0.4	67%
Gross profit	0.3	43% margin	+1pp
Research & development	−0	7%	+0pp
SG&A	−0.1	11%	−3pp
Operating profit	0.2	26% margin	+4pp
Net profit	0.1	20%	+3pp

All figures in billions of U.S. dollars, for Q1 FY26 (period ends Sep 30, 2025).
Item	Value	Share of revenue	Year over year
Revenue	0.6	100%	+7%
Processing	0.3	50%	+10%
Private Public Cloud	0.2	33%	+7%
On Premise Support	0.1	17%	−10%
Product Delivery and Service	0.1	17%	+31%
Cost of revenue	−0.3	50%
Gross profit	0.3	46% margin	+3pp
Research & development	−0	6%	−1pp
SG&A	−0.1	11%	+0pp
Operating profit	0.2	29% margin	+3pp
Net profit	0.1	22%	+2pp

All figures in billions of U.S. dollars, for Q4 FY25 (period ends Jun 30, 2025).
Item	Value	Share of revenue	Year over year
Revenue	0.6	100%	+10%
License and Service	0.4	67%	+11%
Processing	0.3	50%	+9%
Cost of revenue	−0.3	50%
Gross profit	0.3	44% margin	+3pp
Research & development	−0	7%	+0pp
SG&A	−0.1	12%	+0pp
Operating profit	0.2	25% margin	+3pp
Net profit	0.1	21%	+3pp

Quarter by quarter

Pick a quarter and the diagram above changes. Bars compare revenue across the quarters we hold.

Quarter	Period	Reported	Revenue	Year over year	Operating margin	Net profit	Net margin
Q3 FY26	Mar 31, 2026	May 7, 2026	$0.6B	+9%	33%	$0.1B	19%
Q2 FY26	Oct 1 – Dec 31, 2025	Feb 6, 2026	$0.6B	+8%	33%	$0.1B	20%
Q1 FY26	Jul 1 – Sep 30, 2025	Nov 7, 2025	$0.6B	+7%	33%	$0.1B	22%
Q4 FY25	Apr 1 – Jun 30, 2025	Aug 25, 2025	$0.6B	+10%	33%	$0.1B	21%