U.S. Bancorp Q3 FY26: where the revenue came from and where it went
The whole income statement of U.S. Bancorp for this quarter, as one diagram: what earned the revenue, and what it went on.
- Period
- Jul 1 – Sep 30, 2026
- Reported
- Nov 5, 2026
Revenue$7.97B
+9% year over year
Operating profit$2.80B
35% margin
Net profit$2.20B
28% margin
The numbers
| Item | Value | Share of revenue | Year over year |
|---|---|---|---|
| Segment revenue | 8.27 | 104% | |
| Wealth, corporate | 4.00 | 50% | +30% |
| Consumer & business | 2.40 | 30% | +5% |
| Payment services | 1.87 | 24% | −1% |
| Eliminations | −0.30 | −4% | |
| Net revenue | 7.97 | 100% | +9% |
| Operating expenses | −5.17 | 65% | |
| Compensation | −2.75 | 35% | +0pp |
| Occupancy | −0.31 | 4% | +0pp |
| Professional services | −0.12 | 1% | +0pp |
| Technology | −0.67 | 8% | +1pp |
| Marketing | −0.20 | 3% | +0pp |
| Credit provisions | −0.65 | 8% | +0pp |
| Other | −0.47 | 6% | +0pp |
| Operating profit | 2.80 | 35% margin | +1pp |
| Tax | −0.60 | ||
| Net profit | 2.20 | 28% margin |
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