FINHUB Insights

COF · Q3 FY25 · Jul 1 – Sep 30, 2025

Capital One Q3 FY25: where the revenue came from and where it went

Capital One Q3 FY25: revenue $15.4B (+53% year over year). Net profit $3.2B. Largest cohort Credit card $11.6B. The whole income statement as a sankey diagram from the SEC filing.

Period
Jul 1 – Sep 30, 2025
Reported
Nov 3, 2025 10-Q
Sankey diagram of Capital One's income statement for Q3 FY25: revenue of $15.36 billion splits into segments and flows out into costs, taxes and net profit.

Tap the diagram to enlarge · figures in billions of dollars

Revenue$15.36B +53% year over year
Operating profit$4.38B 29% margin
Net profit$3.19B 21% margin

The numbers

All figures in billions of U.S. dollars, for Q3 FY25 (period ends Sep 30, 2025).
ItemValueShare of revenueYear over year
Revenue 15.36 100% +53%
Credit card 11.61 76% +907%
Consumer banking 2.83 18% +1547%
Commercial banking 0.90 6% +647%
Other 0.02 0% −85%
Compensation−3.5023%−1pp
Occupancy−0.866%+0pp
Technology−0.483%+0pp
Credit provisions−2.7118%−7pp
Other−3.4422%+0pp
Operating profit4.3829% margin+6pp
Tax−1.19
Net profit3.1921%+3pp
Filing on EDGAR More quarters of COF

Source of the numbers: tables in the filing (10-Q). The diagram is generated automatically and checked against EDGAR before release. How we calculate it → About and methodology.