FINHUB Insights

COF · Q4 FY25 · Oct 1 – Dec 31, 2025

Capital One Q4 FY25: where the revenue came from and where it went

Capital One Q4 FY25: revenue $15.6B (+53% year over year). Net profit $2.1B. The whole income statement as a sankey diagram from the SEC filing.

Period
Oct 1 – Dec 31, 2025
Reported
Feb 19, 2026 10-K
Sankey diagram of Capital One's income statement for Q4 FY25: revenue of $15.58 billion splits into segments and flows out into costs, taxes and net profit.

Tap the diagram to enlarge · figures in billions of dollars

Revenue$15.58B +53% year over year
Operating profit$2.10B 13% margin
Net profit$2.13B 14% margin

The numbers

All figures in billions of U.S. dollars, for Q4 FY25 (period ends Dec 31, 2025).
ItemValueShare of revenueYear over year
Revenue 15.58 100% +53%
Compensation−3.4322%−1pp
Occupancy−0.966%+0pp
Technology−0.483%−1pp
Credit provisions−4.1427%+1pp
Other−4.4729%+0pp
Operating profit2.1013% margin−1pp
Tax−0.35
Net profit2.1314%+3pp
Filing on EDGAR More quarters of COF

Source of the numbers: tables in the filing (10-K). The diagram is generated automatically and checked against EDGAR before release. The fourth quarter has no column of its own in an annual report, so it is the full year minus the first nine months. How we calculate it → About and methodology.