FINHUB Insights

Capital One Q4 FY25: where the revenue came from and where it went

The whole income statement of Capital One for this quarter, as one diagram: what earned the revenue, and what it went on.

Period
Oct 1 – Dec 31, 2025
Reported
Feb 19, 2026 10-K accession 0000927628-26-000024

Revenue$15.58B +53% year over year
Operating profit$2.10B 13% margin
Net profit$2.13B 14% margin

Net profit is larger than what operations earned, because the statement adds $0.38B below it, under Other income, net.

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The numbers

All figures in billions of U.S. dollars, for Q4 FY25 (period ends Dec 31, 2025).
ItemValueShare of revenueYear over year
Revenue 15.58 100% +53%
Operating expenses−13.48 87%
Compensation−3.4322%−1pp
Occupancy−0.966%+0pp
Technology−0.483%−1pp
Credit provisions−4.1427%+1pp
Other−4.4729%+0pp
Operating profit2.1013% margin−1pp
Other income, net0.38
Tax−0.35
Net profit2.13 14% margin+3pp

Source of the numbers: the totals in the filing, whose revenue split this site could not read (10-K). The diagram is generated automatically and checked against EDGAR before release. The fourth quarter has no column of its own in an annual report, so it is the full year minus the first nine months. How we calculate it → About and methodology.

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