Capital One

COF Financials Market cap $127B as of Sep 14, 2026 16:00 ET S&P 500

Q1 FY26 Jan 1 – Mar 31, 2026 reported May 7, 2026

Revenue$15.23B +52% year over year

Operating profit$2.70B 18% margin

Net profit$2.17B 14% margin

The numbers behind the diagram

All figures in billions of U.S. dollars, for Q1 FY26 (period ends Mar 31, 2026).
Item	Value	Share of revenue	Year over year
Revenue	15.23	100%	+52%
Credit card	11.39	75%	+59%
Consumer banking	2.91	19%	+37%
Commercial banking	0.91	6%	+3%
Other revenue	0.02	0%
Operating expenses	−12.53	82%
Compensation	−3.67	24%	−1pp
Occupancy	−0.87	6%	+0pp
Technology	−0.50	3%	−1pp
Credit provisions	−4.07	27%	+3pp
Other	−3.43	22%	+0pp
Operating profit	2.70	18% margin
Tax	−0.53
Net profit	2.17	14% margin	+0pp

Figures are rounded to the precision shown, so a column can differ slightly from its own total.

Filing on EDGAR This quarter on its own page

All figures in billions of U.S. dollars, for Q4 FY25 (period ends Dec 31, 2025).
Item	Value	Share of revenue	Year over year
Revenue	15.58	100%	+53%
Operating expenses	−13.48	87%
Compensation	−3.43	22%	−1pp
Occupancy	−0.96	6%	+0pp
Technology	−0.48	3%	−1pp
Credit provisions	−4.14	27%	+1pp
Other	−4.47	29%	+0pp
Operating profit	2.10	13% margin	−1pp
Other income, net	0.38
Tax	−0.35
Net profit	2.13	14% margin	+3pp

Filing on EDGAR This quarter on its own page

All figures in billions of U.S. dollars, for Q3 FY25 (period ends Sep 30, 2025).
Item	Value	Share of revenue	Year over year
Revenue	15.36	100%	+53%
Credit card	11.61	76%
Consumer banking	2.83	18%
Commercial banking	0.90	6%
Other revenue	0.02	0%
Operating expenses	−10.98	71%
Compensation	−3.50	23%	−1pp
Occupancy	−0.86	5%	+0pp
Technology	−0.48	3%	+0pp
Credit provisions	−2.71	18%	−7pp
Other	−3.44	22%
Operating profit	4.38	29% margin	+6pp
Tax	−1.19
Net profit	3.19	21% margin	+3pp

Figures are rounded to the precision shown, so a column can differ slightly from its own total.

Filing on EDGAR This quarter on its own page

All figures in billions of U.S. dollars, for Q1 FY25 (period ends Mar 31, 2025).
Item	Value	Share of revenue	Year over year
Segment revenue	10.18	102%
Credit card	7.17	72%
Consumer banking	2.13	21%
Commercial banking	0.88	9%
Eliminations	−0.18	−2%
Net revenue	10.00	100%	+6%
Operating expenses	−8.27	83%
Compensation	−2.55	26%	−1pp
Occupancy	−0.62	6%	+0pp
Technology	−0.40	4%	+0pp
Credit provisions	−2.37	24%	−5pp
Other	−2.34	23%	+0pp
Operating profit	1.73	17% margin	+0pp
Tax	−0.33
Net profit	1.40	14% margin	+0pp

Figures are rounded to the precision shown, so a column can differ slightly from its own total.

Filing on EDGAR This quarter on its own page

All figures in billions of U.S. dollars, for Q3 FY24 (period ends Sep 30, 2024).
Item	Value	Share of revenue	Year over year
Segment revenue	10.35	103%
Credit card	7.25	72%
Consumer banking	2.21	22%
Commercial banking	0.89	9%
Eliminations	−0.34	−3%
Net revenue	10.01	100%	+7%
Operating expenses	−7.80	78%
Compensation	−2.39	24%	+0pp
Occupancy	−0.59	6%	+0pp
Technology	−0.36	3%	+0pp
Credit provisions	−2.48	25%	+0pp
Other	−1.98	20%	+0pp
Operating profit	2.22	22% margin	−2pp
Tax	−0.44
Net profit	1.78	18% margin	−1pp

Figures are rounded to the precision shown, so a column can differ slightly from its own total.

Filing on EDGAR This quarter on its own page

Financial health

The balance sheet, the quarter's capital flow, the debt schedule and the capital structure of the quarter shown above.

Every set of results we hold, newest first. Open one on its own page.

Quarter	Period	Reported	Revenue	Year over year	Operating margin	Net profit	Net margin
Q1 FY26 Jan 1 – Mar 31, 2026 reported May 7, 2026 Operating margin 18% Net profit $2.2B	Jan 1 – Mar 31, 2026	May 7, 2026	$15.23B	+52%	18%	$2.2B	14%
Q4 FY25 Oct 1 – Dec 31, 2025 reported Feb 19, 2026 Operating margin 13% Net profit $2.1B	Oct 1 – Dec 31, 2025	Feb 19, 2026	$15.58B	+53%	13%	$2.1B	14%
Q3 FY25 Jul 1 – Sep 30, 2025 reported Nov 3, 2025 Operating margin 29% Net profit $3.2B	Jul 1 – Sep 30, 2025	Nov 3, 2025	$15.36B	+53%	29%	$3.2B	21%
Q1 FY25 Jan 1 – Mar 31, 2025 reported May 7, 2025 Operating margin 17% Net profit $1.4B	Jan 1 – Mar 31, 2025	May 7, 2025	$10.00B	+6%	17%	$1.4B	14%
Q3 FY24 Jul 1 – Sep 30, 2024 reported Oct 31, 2024 Operating margin 22% Net profit $1.8B	Jul 1 – Sep 30, 2024	Oct 31, 2024	$10.01B	+7%	22%	$1.8B	18%